"After Hurricane Sandy roared across the Northeastern United States, many homeowners on Long Island — even those who escaped the most damage — often lost their property insurance. The same thing happened in coastal Virginia after Hurricane Katrina, which hit hundreds of miles away along the Gulf Coast.

Today, from Florida to Delaware, property insurance near the water is becoming harder and harder to find.

'I’m worried because insurers only stay in markets until they deem them not profitable,' said Mike Kreidler, the Washington State insurance commissioner. 'We want these insurers to stay fully in the market.'"

Eduardo Porter reports for the New York Times October 21, 2014. [2]