"Ron Watson's new roof doesn't just protect him from storms. It's saving him money, too.
That's because it's a special roof specifically designed to withstand the strong winds and torrential rains of hurricane season in Alabama, where Watson lives. Fortified by wind-resistant nails and a waterproof underlayer, it reduces the risk that his home will be destroyed in a storm. And less risk means lower insurance premiums. Which is a big deal.
"Homeowners' insurance now has been through the roof because of the storms we've had through here," Watson says.
Homeowners' insurance isn't just getting more expensive. It's also getting harder to secure in the first place. Across the country, an increase in climate-related disasters like heat waves, wildfire and hurricanes is creating challenges for both insurers and their customers. One solution? Climate-proofing houses like Watson's, and incentivizing that process through state government."
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